You can now offer your clients innovative bond protection that goes beyond the traditional credit life cover.
Sought-after by financially savvy homeowners, Endurance provides long-term value, flexible pay-outs, and the kind of peace of mind every property owner deserves.
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EARN MORE
Sell Black Cygnet to your clients and receive standard upfront insurance commission payments.
OFFER BETTER TERMS
In 90% of cases, Black Cygnet is the preferred choice for clients. Prove your value by offering better terms, with more affordable premiums. What’s more? You can free-up premium savings for other cover needs.
single-need sale
You can meet a very specific client cover need for those who are already bonded homeowners.
retrenched
Pays the bond instalment for up to 12 months.
pass away
Pays the sum assured as a lump sum.
disabled
Pays the sum assured as a lump sum.
sick / injured
Pays the bond instalment for up to 24 months.
seriously ill
Pays the sum assured as a lump sum.
What happens once the bond is paid off?
The Death Benefit can convert to cover for the rest of the client’s life - locking in their good health now, and doubling up to avoid multiple policies!
This flexible, affordable protection can stay with your client after the bond is paid off, continuing as a valuable whole of life cover benefit, that protects no just the home, but the whole family.
With choice, convenience and expert protection, this solution is designed for modern homeowners who value simplicity and security.
Ease of application - Minimal paperwork, easy and all online.
New business notifcations for your peace of mind.
No medical or HIV tests required - fast and simple acceptance.
Efficient payments of commission to you.
Whole of Life Cover
Clients can decide to keep the policy after selling their home, or settling their bond.
No medicals or HIV tests required
Fast and simple acceptance.
Dual Lives Insured
Cover two people affordably, under one policy.
Flexible Protection
Bond cover today, life cover tomorrow.
Fast Payouts
Death and Disability claims are paid directly to the bond within 48 hours (on valid claims).
Cession Ready
Easily ceded to the financial institution/bank.
Instalment Protection
This is an income benefit designed to pay your bond instalments during illness, injury, disability or retrenchment (3 month deferred period).
Convertible Benefit
Instalment Protection can convert to income protection once the bond is paid off, or home is sold.
Premium Relief
No premiums payable during valid Instalment Protection claims.
Up to R3 million
Cover available.
Retrenchment
Up to 6 months instalments paid while you get back on your feet.
Up to 3 months Death cover
At no cost, whilst the bond is being registered.
Direct bond payments
Benefits go straight to your loan, reducing stress.
