Bond Originators / Agents

Refer & Earn

You can now offer your clients innovative bond protection that goes beyond the traditional credit life cover.

Recommend Smart Insurance that Endures a lifetime.

Sought-after by financially savvy homeowners, Endurance provides long-term value, flexible pay-outs, and the kind of peace of mind every property owner deserves.

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Why partner with us?

EARN MORE

Get marketing Black Cygnet to your clients and receive a success fee of R1000 for every policy activated. The more you refer, the more you can earn!

stand out

Become a go-to property adviser who doesn’t just unlock loans, but long-term value and protection.

offer better terms

Better benefits for your clients, at more affordable premiums.

Black Cygnet pays the bond instalment if YOU ARE...

retrenched

Pays the bond instalment for up to 12 months.

pass away

Pays the sum assured as a lump sum.

disabled

Pays the sum assured as a lump sum.

sick / injured

Pays the bond instalment for up to 24 months.

seriously ill

Pays the sum assured as a lump sum.

What happens once the bond is paid off?

The Death Benefit can convert to cover for the rest of the client’s life - locking in their good health now, and doubling up to avoid multiple policies!

Help your clients receive unmatched value, and save them money.

This flexible, affordable protection stays with your client even after the bond is paid off, continuing as a valuable life benefit for the whole family.

With Choice, Convenience and Expert Protection, this is designed for modern homeowners who value simplicity and security.

position this with your clients
"Let’s make sure that you protect your new home with the smartest solution out there. I can organise an obligation-free quote that protects you, your family, and your investment from life’s unexpected risks such as losing your job, passing away, or getting an illness.This flexible, affordable protection can stay with you long after your bond is paid off. How does that sound?”

Comprehensive Cover for Life and Home

Whole of Life Cover

Clients can decide to keep the policy after selling their home, or settling their bond.

No medicals or HIV tests required

Fast and simple acceptance.

Dual Lives Insured

Cover two people affordably, under one policy.

Flexible Protection

Bond cover today, life cover tomorrow.

Fast Payouts

Death and Disability claims are paid directly to the bond within 48 hours (on valid claims).

Cession Ready

Easily ceded to the financial institution/bank.

Instalment Protection

This is an income benefit designed to pay your bond instalments during illness, injury, disability or retrenchment (3 month deferred period).

Convertible Benefit

Instalment Protection can convert to income protection once the bond is paid off, or home is sold.

Premium Relief

No premiums payable during valid Instalment Protection claims.

Up to R3 million

Cover available.

Retrenchment

Up to 6 months instalments paid while you get back on your feet.

Up to 3 months Death cover

At no cost, whilst the bond is being registered.

Direct bond payments

Benefits go straight to your loan, reducing stress.